You Must Know- This is a Type of Insurance Risk

You Must Know- This is a Type of Insurance Risk

This Is the sense Of Risk And insurance-insurance is a form of risk control is carried out by means of redirecting/transfer of risk from one party to the other party in this case is insurance companies.
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#What is the sense of insurance?

According to article 246 KUHD mentioned that "insurance or coverage is an agreement by which an insurer committing yourself to an insured, by receiving a premium, for the replacement of him due to a damage or the expected loss of profits that may be sustained due to an event that is not necessarily the ".

The notion that other insurance is a risk pelimpahan of the first party to the other party. In pelimpahan controlled by the rules of law and the introduction of principles and teachings that are universally embraced by the first party or another party.

In terms of Economics, insurance means a collection of funds that can be used to close or give compensation to people who suffered losses.

#What are the benefits of insurance?

Besides as a form of control risk (financially), the insurance also has a variety of benefits are classified into: primary function, functions and additional functions skunder.

1. The primary function of insurance is as a diversion risk, fundraiser and balanced premium.

2. The function of skunder insurance is to stimulate business growth, prevent loss, loss control, have social benefits and as savings.

3. While insurance is additional functionality as investment funds and invisible earnings.

What is the sense of risk?

According to article 246 KUHD mentioned that  "insurance or coverage is an agreement by which an insurer committing yourself to an insured, by receiving a premium, for the replacement of him due to a damage or the expected loss of profits that may be sustained due to an event that is not necessarily the  ".

The notion that other insurance is a risk pelimpahan of the first party to the other party. In pelimpahan controlled by the rules of law and the introduction of principles and teachings that are universally embraced by the first party or another party.

In terms of Economics, insurance means a collection of funds that can be used to close or give compensation to people who suffered losses.

#What is the risk?

The notion of ' risk ' in insurance is  "uncertainty would be the occurrence of an event which may give rise to economic losses ".

#What are the forms of risk that?

These forms of risk among other risks, the risk is purely speculative, the particular risks and risk fundamentals.

Pure risk is a risk that as a result there are only 2 kinds: loss or break even, for example, theft, accident or fire.

Speculative risk is a risk that as a result there are 3 kinds: loss, profit or break even, such as gambling. Particular risk is the risk that comes from individuals and local impact, for example the aircraft crashed, the collision of a car and the ship ran aground.

While the fundamental risk is the risk that is not derived from the individual and their impact broadly, such as hurricanes, earthquakes and floods.

#Whether all risks can be insured?

Not all risks can be insured. Risks-risks that may be insured are: risk can be measured by money, homogeneous risk (the risk that the same and pretty much guaranteed by insurance), pure risks (the risk is unprofitable), particular risks (the risk of the source individuals), the risks that occur suddenly (accidental), insurable interest (the insured have the interests of the object insured) and risks that are not contrary to the law.

COVER

That is the type of insurance risk, therefore you must be careful in insurance well so that you can avoid the risks of insurance, hopefully this post can be useful for all.

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